Unlock Instant Cash Flow with Invoice Discounting

Factoring

A factoring transaction begins when a seller uploads an invoice on the platform and creates a Factoring Unit (FU). An FU contains necessary details of the invoice in digital format and must be accepted by the buyer before it is sent to financiers for bidding. The seller then chooses the most suitable bid and receives funds from the financier within 24 hours. On the due date of payment, the buyer pays the outstanding amount to the financier. In factoring, the credit is extended to the Supplier based on the buyer’s creditworthiness which means the supplier can enjoy low cost of funds, which are extended to large corporate buyers, because of their credit rating.

Reverse Factoring

A Reverse Factoring transaction begins when a buyer uploads an invoice on the platform, on behalf of the seller and creates a Factoring Unit (FU). An FU contains necessary details of the invoice in digital format which is sent to financiers for bidding. The buyer then chooses the most suitable bid. The Seller receives funds from the financier within 24 hours. On the due date of payment, the buyer pays the outstanding amount to the Financier.

Factoring (or reverse factoring) is not a loan and differs from traditional bank credit. It is a true sale of an asset (invoice in this case) and does not create a liability on the balance sheet. Unlike a bank credit which involves two parties, factoring involves three parties – the seller, the buyer and the factor or the financier. The credit decision is based on the creditworthiness of the buyer, instead of the MSME seller.

How we work

Multiple quotes from banks and other financial institutions to give you best rate

Best rates from loan providers

End to end management

Dedicated support manager

Flat 1% fee

How we help you get quick loans

1. Quick Inquiry

Our dedicated team promptly assists you, guiding you through the loan options and requirements.

2. Multiple Quotes from banks and NBFCs

We leverage our extensive network of banks and non-banking financial companies(NBFCs) to provide you with multiple loan quotes.

3. Documentation and Verification

We understand the value of your time, which is why we simplify the documentation process.

4. Sanction and Disbursement

Once you have submitted the necessary documents, our expert will go through them & Upon successful sanction approval, we initiate the loan disbursal process promptly.

How it works

Explore how we help businesses thrive through strategic planning, funding assistance, and customized financial solutions.

Invoice discounting is a financing solution where businesses use their unpaid invoices as collateral to get immediate cash without transferring the

responsibility of collections.
Your business must have creditworthy clients, issued invoices with payment terms, and a track record of reliable transactions.
Yes, we support both invoice factoring and reverse factoring, depending on your business needs.
Yes, we cater to clients from the service sector, provided they have invoicing systems and creditworthy clients.
We cover a wide range of sectors, including manufacturing, logistics, services, retail, healthcare, and more.
You can apply online by filling out our application form and uploading the required documents.
It improves cash flow, provides immediate working capital, and helps you meet operational expenses or invest in growth opportunities.
Typically, you'll need client invoices, proof of contracts, and basic business financial details.
Yes, businesses with cash-only transactions or those without an invoicing system may not be eligible.